PayRam MCP
PayRam's MCP server for self-hosted crypto payments: hosted endpoints and agent payment workflows.
- Sato Score73
- ChainsMultichain
PayRam MCP is a partly open-source payment rail by PayRam, with last code activity on 2026-10-08 (Active). Latest release on 2026-02-17. Sato Score 73/100 (how open, active and verifiable it is, not a safety grade), as of 2026-10-15. How the score works →
See how to install PayRam MCP →Last commit Oct 8, 2026 · Last release Feb 17, 2026 · ★ 158
Listed from github.com/PayRam/payram-mcp on 2026-07-13. Install: not attempted. Evidence →
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Claim this listing →Overview
PayRam's MCP server connects agents to the PayRam self-hosted crypto payment stack, with hosted endpoints and tools for agent payment workflows. An agent builder plugs it in to let an agent create and manage crypto payment flows against a PayRam deployment instead of integrating payment APIs by hand. The repo has no published license, so reuse terms are unclear.
Sato Score
73/100· HighHow open, active & verifiable — not a safety or returns grade.
- Maintenance & liveness
- 35/35
- Code transparency
- 15/20
- Interface verifiability
- 10/10
- Docs & demo
- 0/10
- Listing transparency & provenance
- 11/15
- Independent verification
- 2/10
Live endpoint probed — we called the hosted MCP endpoint and it answered with its real tool inventory (proves the interface works, not runtime safety).
Evidence — listed vs checked · what the words mean
Listed from github.com/PayRam/payram-mcp on 2026-07-13. Install: not attempted.
| Claim | Value | Evidence | Source | Checked |
|---|---|---|---|---|
| Chains supported | Multichain | self-reported | github.com/PayRam/payram-mcp | as of 2026-10-15 |
| Verification status | Self-Reported — not independently reviewed | self-reported | github.com/PayRam/payram-mcp | as of 2026-10-15 |
| Recent activity | last release 2026-02-17 · last commit 2026-10-08 | observed | github.com/PayRam/payram-mcp | 2026-10-15 |
| Install works | documented by the project, not run by Sato Hubnot attempted: no falsifiable install+entry probe from deploy_spec | self-reported | github.com/PayRam/payram-mcp | as of 2026-09-14 |
| MCP endpoint answers | answered — 44 tools listed | observed | mcp.payram.com | 2026-10-15 |
| Daily check record | 89 of 90 daily checks since 2026-07-17 succeededa success rate of our checks, not uptime; the source is this listing's own history | observed | — | 2026-10-14 |
| Deploys as | Hosted API, Self-hosted (Docker/VPS)confidence 0.85 | self-reported | github.com/PayRam/payram-mcp | as of 2026-07-14 |
| Works with | OpenClaw, Hermes, Claude, Cursor, GitHub Copilotconfidence 0.85 | self-reported | github.com/PayRam/payram-mcp | as of 2026-07-14 |
| Sato Score | 73/100 (High)how open, active and verifiable — not a safety or quality grade | computed | satohub.ai | 2026-10-15 |
Self-reported rows are the project’s own words, dated when we recorded them — not a check. Only reproduced and reviewed rows carry a mark. None of these rows is a safety or quality rating.
Install — not run by us — no falsifiable install+entry probe from deploy_spec
Runtime: Node.js 18+
yarn install yarn dev (exposes HTTP + SSE on http://localhost:3333/mcp and /mcp/sse); yarn build for production
You supply: PAYRAM_BASE_URL (self-hosted PayRam server endpoint), PAYRAM_API_KEY (merchant API key)
MCP invocation: hosted: https://mcp.payram.com/mcp; local: http://localhost:3333/mcp
Read from the project’s own docs as of 2026-09-14. What a deploy spec is →
Tool inventory — 44 tools, probed live 2026-10-15
payram_setup_plan— Start here to install PayRam on a VPS. Returns an ordered, personalised plan — prepare server → install → claim admin + set public URL → wallets (incl. Smart Bridge review) → API key + first payment lpayram_doctor— Read-only diagnosis of a PayRam server by its public URL — works from the hosted MCP without credentials: reachability, health, TLS certificate, installed vs latest version, worker states. Optionallypayram_troubleshoot— Something is not working? Describe the problem in plain words and/or paste the error or log text. Returns the known PayRam problems it matches, what each usually means, how to confirm it and the fix,payram_runbook— Step-by-step procedures for changes to a running PayRam, each step marked agent vs human with hard stops: set_site_url, change_domain, ssl_setup, ssl_renewal_fix, firewall_ports, upgrade, backup, restpayram_ops_playbook— Exact, copy-paste recipes for day-2 operations and troubleshooting that YOU run against the merchant's PayRam API with credentials that stay on your machine: which endpoint, which credential (public /generate_env_template— Creates a .env template for configuring a merchant backend to talk to a self-hosted Payram server.generate_setup_checklist— Returns a step-by-step checklist of everything a merchant must configure to start using Payram.suggest_file_structure— Suggests a recommended backend folder/file structure for integrating Payram.get_agent_setup_flow— Returns the canonical PayRam headless-agent guide: agent CLI commands, env vars, merchant vs operator mode, wallet flows, adding chains, troubleshooting. Long (~11k tokens). For a short personalised pgenerate_payment_sdk_snippet— Generates backend code using the official Payram JS/TS SDK to create a payment.generate_payment_http_snippet— Generates a raw HTTP sample for creating a Payram payment in the requested language.generate_payment_status_snippet— Generates backend code to query the status of a Payram payment.generate_payment_route_snippet— Generates a ready-to-use backend endpoint (e.g., /api/pay/create) that creates a Payram payment.snippet_nextjs_payment_route— Returns a Next.js App Router API route that calls Payram's create-payment HTTP API.snippet_express_payment_route— Returns an Express router that posts to Payram's /api/v1/payment endpoint.snippet_fastapi_payment_route— Returns a FastAPI handler that calls Payram's create-payment HTTP API.snippet_laravel_payment_route— Returns a Laravel controller that posts to Payram's /api/v1/payment endpoint.snippet_go_payment_handler— Returns a Gin handler that proxies /api/pay/create to Payram's create-payment API.snippet_spring_payment_controller— Returns a Spring Boot controller that calls Payram's /api/v1/payment endpoint.generate_payout_sdk_snippet— Generates a backend code snippet for creating a payout using the Payram JS/TS SDK.generate_payout_status_snippet— Generates backend code to query the status of a payout using the Payram SDK.generate_payout_recipient_flow_snippet— Generates the recommended OTP-verified payout flow: create recipient → validate OTP → create payout against the saved recipient. Use this for repeat beneficiaries; use generate_payout_sdk_snippet forgenerate_referral_sdk_snippet— Generates a backend route or service snippet to create a referral event using the Payram SDK.generate_referral_validation_snippet— Generates a snippet to validate referral IDs, statuses, and eligibility.generate_referral_status_snippet— Generates code to fetch referral progress, rewards, or status.generate_referral_route_snippet— Generates a backend route such as /api/referrals/create for logging referral events.generate_webhook_handler— Generates backend code to handle Payram webhook HTTP requests.generate_webhook_event_router— Generates a backend event router that dispatches Payram webhook events to domain handlers.generate_mock_webhook_event— Generates a snippet to send mock Payram webhook events to your local endpoint for testing.generate_topup_integration_snippet— For EXISTING apps: emits the recommended top-up wallet integration — ledger schema + cumulative-credit webhook handler + atomic invoice-settle function. Credits crypto payments to a user's balance firexplain_payram_basics— Explain Payram's product pillars, architecture, payments, and payouts capabilities.explain_payram_security— Answer "is PayRam safe / trustworthy / audited?": why an agent can use it without holding secrets, the independent smart contract audit (what it covers and what it does not), and how to verify the repget_payram_links— Surface official documentation, website, and community links.explain_payment_flow— Describe how payments move from customer initiation through settlement.explain_payram_concepts— Glossary-backed explanation of Payram terminology and constraints.explain_referrals_basics— Summarize how Payram referral campaigns are configured and managed.explain_referral_flow— Detail the referrer/referee lifecycle and required APIs.get_referral_dashboard_guide— Explain how to embed and manage the referral dashboard experience.prepare_payram_test— Confirm hosting, credentials, and environment variables before generating demo apps.get_payram_doc_by_id— Returns the markdown for a Payram doc given its id, e.g. "features/payouts".list_payram_docs— Lists the available Payram doc ids. Optionally scope by a prefix such as "features".scaffold_payram_app— Generates a minimal full-stack app skeleton with Payram payments and payouts routes (and a simple UI) for a chosen language and framework.test_payram_connection— Deprecated: use payram_doctor, which does this and more. Read-only check that a PayRam server is reachable and healthy and, if an API key is supplied, that the key is accepted. Never creates payments.onboard_agent_setup— Deprecated: use payram_setup_plan, which does this and lets you personalise it. Returns the default headless plan (testnet, USDC on Base).
- Answers a handshake
- yes · 2026-10-15
- Answers a call
- yes — get_agent_setup_flow returned in 125 ms
Live probe verifies the interface responds — not what the tools do, their safety, or their output quality. The call is one read-only tool named by this server's own list (list_/get_/search_, no mutating verb anywhere in the name, no required arguments and none that look like a key, an address or an amount), asked once a day with no arguments. Not asked is not a failure.
Observed record — 91 daily checks since 2026-07-17
- Succeeded
- 90
- Failed
- 1
- Their error
- 1
- Unattributed
- 0
State changed on 2026-10-08 (responding → failing), 2026-10-09 (failing → responding).
This is the share of our daily checks that succeeded — not an availability guarantee. A check can fail because the host was down, because our runner timed out, or because the network in between dropped it, and only the first of those is a fact about this project. Failures are split by what we can attribute; anything we cannot attribute is counted, not hidden. 46 of these checks predate 2026-09-01, when the probe counted a bot-block (HTTP 403) as a failure and recorded no reason for any failure. Every one of them passed, so the rate covers them too.
Last 30 days — to 2026-10-15, one point per UTC day
A gap is a day we have no attributable observation — never a zero. Thirty points is the whole shape the free layer carries; the daily rows behind it stay in the snapshot series.
Tool inventory history — 44 now, peak 52, since 2026-07-19
- 2026-10-12 42 → 44 +2 (explain_payram_security, payram_troubleshoot)
- 2026-10-09 52 → 42 +3 (payram_ops_playbook, payram_runbook, payram_setup_plan) −13 (assess_payram_project, check_node_sync, check_payment_readiness, create_payment_link…)
- 2026-07-26 51 → 52 +1 (generate_topup_integration_snippet)
Recorded from our own daily tools/list handshake. A shrinking toolset is a real signal for an agent choosing a server; a gap in the series means the probe did not succeed that day, not that the tools disappeared.
Details
- Chains
- Multichain
- Agent types
- MCP Server, Payments
- Open source
- Partial
- Deploys as
- Hosted API, Self-hosted (Docker/VPS)
- Works with
- OpenClaw, Hermes, Claude, Cursor, GitHub Copilot
- Last checked
- 2026-10-15
Marketplace Signals
No marketplace signals recorded for this resource yet.
Verification status reflects evidence reviewed by Sato Hub. Self-reported claims are never presented as verified.
Listing History
Recorded changes to PayRam MCP's listing — status, verification, Sato Score, and recent releases. Full history is kept in the listing record.
- Oct 9, 2026Sato Score tier: Medium → HighScore 52 → 73.
- Oct 9, 2026Active again — shipped after a quiet spell
- Oct 8, 2026Sato Score tier: High → MediumScore 74 → 52.
- Jul 20, 2026Edited: mcp endpoint url
- Jul 20, 2026Edited: deploy spec
- Jul 19, 2026Edited: mcp endpoint url
- Jul 19, 2026Sato Score tier: Medium → HighScore 50 → 70.
- Jul 18, 2026Sato Hub began tracking this listing
- Jul 14, 2026Auto-enriched: deployment options, supported integrations
- Jul 14, 2026Listed on Sato Hub
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Reference
QuestionsWhat people ask about this pageShowHide
Questions people ask about PayRam MCP
- Is PayRam MCP open source?
- Partly. Some of PayRam MCP is published as source (https://github.com/PayRam/payram-mcp) and some is not. Checked as of 2026-10-15.
- Which chains does PayRam MCP support?
- PayRam MCP lists support for Multichain as of 2026-10-15.
- Is PayRam MCP still maintained?
- The most recent code activity Sato Hub observed was on 2026-10-08 (last commit 2026-10-08, last release 2026-02-17), which Sato Hub labels "Active". Posts on X are not counted as maintenance. Activity is a recency signal, not a quality judgment.
- How do I install or run PayRam MCP?
- Node.js 18+. Install: yarn install. Entry: yarn dev (exposes HTTP + SSE on http://localhost:3333/mcp and /mcp/sse); yarn build for production. This is taken from the project's own documentation and has not been reproduced by Sato Hub. It runs as an MCP server (hosted: https://mcp.payram.com/mcp; local: http://localhost:3333/mcp).
- Is PayRam MCP verified on Sato Hub?
- Sato Hub holds one earned check for PayRam MCP: Live endpoint probed — we called the hosted MCP endpoint and it answered with its real tool inventory (proves the interface works, not runtime safety). Its Sato Score is 73 of 100, a measure of how open, active and verifiable the project is, not a safety, quality or returns grade.
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Cite this page
Sato Hub. "PayRam MCP — Sato Hub." Sato Hub, updated 2026-10-15, accessed 2026-10-15. https://satohub.ai/resources/payram-mcpData last refreshed 2026-10-15; this page is rebuilt daily. Citations carry the date so a reader can tell which snapshot a claim came from. Catalog data is licensed CC-BY-4.0.
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