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PayRam MCP

PayRam's MCP server for self-hosted crypto payments: hosted endpoints and agent payment workflows.

  • Sato Score73
  • ChainsMultichain
ActiveSelf-ReportedActive · 7d ago

PayRam MCP is a partly open-source payment rail by PayRam, with last code activity on 2026-10-08 (Active). Latest release on 2026-02-17. Sato Score 73/100 (how open, active and verifiable it is, not a safety grade), as of 2026-10-15. How the score works →

See how to install PayRam MCP →

Last commit Oct 8, 2026 · Last release Feb 17, 2026 · ★ 158

Listed from github.com/PayRam/payram-mcp on 2026-07-13. Install: not attempted. Evidence →

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Overview

PayRam's MCP server connects agents to the PayRam self-hosted crypto payment stack, with hosted endpoints and tools for agent payment workflows. An agent builder plugs it in to let an agent create and manage crypto payment flows against a PayRam deployment instead of integrating payment APIs by hand. The repo has no published license, so reuse terms are unclear.

Sato Score

73/100· High

How open, active & verifiable — not a safety or returns grade.

Maintenance & liveness
35/35
Code transparency
15/20
Interface verifiability
10/10
Docs & demo
0/10
Listing transparency & provenance
11/15
Independent verification
2/10

Live endpoint probed — we called the hosted MCP endpoint and it answered with its real tool inventory (proves the interface works, not runtime safety).

Evidence — listed vs checked · what the words mean

Listed from github.com/PayRam/payram-mcp on 2026-07-13. Install: not attempted.

ClaimValueEvidenceSourceChecked
Chains supportedMultichainself-reportedgithub.com/PayRam/payram-mcpas of 2026-10-15
Verification statusSelf-Reported — not independently reviewedself-reportedgithub.com/PayRam/payram-mcpas of 2026-10-15
Recent activitylast release 2026-02-17 · last commit 2026-10-08observedgithub.com/PayRam/payram-mcp2026-10-15
Install worksdocumented by the project, not run by Sato Hubnot attempted: no falsifiable install+entry probe from deploy_specself-reportedgithub.com/PayRam/payram-mcpas of 2026-09-14
MCP endpoint answersanswered — 44 tools listedobservedmcp.payram.com2026-10-15
Daily check record89 of 90 daily checks since 2026-07-17 succeededa success rate of our checks, not uptime; the source is this listing's own historyobserved—2026-10-14
Deploys asHosted API, Self-hosted (Docker/VPS)confidence 0.85self-reportedgithub.com/PayRam/payram-mcpas of 2026-07-14
Works withOpenClaw, Hermes, Claude, Cursor, GitHub Copilotconfidence 0.85self-reportedgithub.com/PayRam/payram-mcpas of 2026-07-14
Sato Score73/100 (High)how open, active and verifiable — not a safety or quality gradecomputedsatohub.ai2026-10-15

Self-reported rows are the project’s own words, dated when we recorded them — not a check. Only reproduced and reviewed rows carry a mark. None of these rows is a safety or quality rating.

Install — not run by us — no falsifiable install+entry probe from deploy_spec

Runtime: Node.js 18+

yarn install
yarn dev (exposes HTTP + SSE on http://localhost:3333/mcp and /mcp/sse); yarn build for production

You supply: PAYRAM_BASE_URL (self-hosted PayRam server endpoint), PAYRAM_API_KEY (merchant API key)

MCP invocation: hosted: https://mcp.payram.com/mcp; local: http://localhost:3333/mcp

Read from the project’s own docs as of 2026-09-14. What a deploy spec is →

Tool inventory — 44 tools, probed live 2026-10-15

  • payram_setup_plan — Start here to install PayRam on a VPS. Returns an ordered, personalised plan — prepare server → install → claim admin + set public URL → wallets (incl. Smart Bridge review) → API key + first payment l
  • payram_doctor — Read-only diagnosis of a PayRam server by its public URL — works from the hosted MCP without credentials: reachability, health, TLS certificate, installed vs latest version, worker states. Optionally
  • payram_troubleshoot — Something is not working? Describe the problem in plain words and/or paste the error or log text. Returns the known PayRam problems it matches, what each usually means, how to confirm it and the fix,
  • payram_runbook — Step-by-step procedures for changes to a running PayRam, each step marked agent vs human with hard stops: set_site_url, change_domain, ssl_setup, ssl_renewal_fix, firewall_ports, upgrade, backup, rest
  • payram_ops_playbook — Exact, copy-paste recipes for day-2 operations and troubleshooting that YOU run against the merchant's PayRam API with credentials that stay on your machine: which endpoint, which credential (public /
  • generate_env_template — Creates a .env template for configuring a merchant backend to talk to a self-hosted Payram server.
  • generate_setup_checklist — Returns a step-by-step checklist of everything a merchant must configure to start using Payram.
  • suggest_file_structure — Suggests a recommended backend folder/file structure for integrating Payram.
  • get_agent_setup_flow — Returns the canonical PayRam headless-agent guide: agent CLI commands, env vars, merchant vs operator mode, wallet flows, adding chains, troubleshooting. Long (~11k tokens). For a short personalised p
  • generate_payment_sdk_snippet — Generates backend code using the official Payram JS/TS SDK to create a payment.
  • generate_payment_http_snippet — Generates a raw HTTP sample for creating a Payram payment in the requested language.
  • generate_payment_status_snippet — Generates backend code to query the status of a Payram payment.
  • generate_payment_route_snippet — Generates a ready-to-use backend endpoint (e.g., /api/pay/create) that creates a Payram payment.
  • snippet_nextjs_payment_route — Returns a Next.js App Router API route that calls Payram's create-payment HTTP API.
  • snippet_express_payment_route — Returns an Express router that posts to Payram's /api/v1/payment endpoint.
  • snippet_fastapi_payment_route — Returns a FastAPI handler that calls Payram's create-payment HTTP API.
  • snippet_laravel_payment_route — Returns a Laravel controller that posts to Payram's /api/v1/payment endpoint.
  • snippet_go_payment_handler — Returns a Gin handler that proxies /api/pay/create to Payram's create-payment API.
  • snippet_spring_payment_controller — Returns a Spring Boot controller that calls Payram's /api/v1/payment endpoint.
  • generate_payout_sdk_snippet — Generates a backend code snippet for creating a payout using the Payram JS/TS SDK.
  • generate_payout_status_snippet — Generates backend code to query the status of a payout using the Payram SDK.
  • generate_payout_recipient_flow_snippet — Generates the recommended OTP-verified payout flow: create recipient → validate OTP → create payout against the saved recipient. Use this for repeat beneficiaries; use generate_payout_sdk_snippet for
  • generate_referral_sdk_snippet — Generates a backend route or service snippet to create a referral event using the Payram SDK.
  • generate_referral_validation_snippet — Generates a snippet to validate referral IDs, statuses, and eligibility.
  • generate_referral_status_snippet — Generates code to fetch referral progress, rewards, or status.
  • generate_referral_route_snippet — Generates a backend route such as /api/referrals/create for logging referral events.
  • generate_webhook_handler — Generates backend code to handle Payram webhook HTTP requests.
  • generate_webhook_event_router — Generates a backend event router that dispatches Payram webhook events to domain handlers.
  • generate_mock_webhook_event — Generates a snippet to send mock Payram webhook events to your local endpoint for testing.
  • generate_topup_integration_snippet — For EXISTING apps: emits the recommended top-up wallet integration — ledger schema + cumulative-credit webhook handler + atomic invoice-settle function. Credits crypto payments to a user's balance fir
  • explain_payram_basics — Explain Payram's product pillars, architecture, payments, and payouts capabilities.
  • explain_payram_security — Answer "is PayRam safe / trustworthy / audited?": why an agent can use it without holding secrets, the independent smart contract audit (what it covers and what it does not), and how to verify the rep
  • get_payram_links — Surface official documentation, website, and community links.
  • explain_payment_flow — Describe how payments move from customer initiation through settlement.
  • explain_payram_concepts — Glossary-backed explanation of Payram terminology and constraints.
  • explain_referrals_basics — Summarize how Payram referral campaigns are configured and managed.
  • explain_referral_flow — Detail the referrer/referee lifecycle and required APIs.
  • get_referral_dashboard_guide — Explain how to embed and manage the referral dashboard experience.
  • prepare_payram_test — Confirm hosting, credentials, and environment variables before generating demo apps.
  • get_payram_doc_by_id — Returns the markdown for a Payram doc given its id, e.g. "features/payouts".
  • list_payram_docs — Lists the available Payram doc ids. Optionally scope by a prefix such as "features".
  • scaffold_payram_app — Generates a minimal full-stack app skeleton with Payram payments and payouts routes (and a simple UI) for a chosen language and framework.
  • test_payram_connection — Deprecated: use payram_doctor, which does this and more. Read-only check that a PayRam server is reachable and healthy and, if an API key is supplied, that the key is accepted. Never creates payments.
  • onboard_agent_setup — Deprecated: use payram_setup_plan, which does this and lets you personalise it. Returns the default headless plan (testnet, USDC on Base).
Answers a handshake
yes · 2026-10-15
Answers a call
yes — get_agent_setup_flow returned in 125 ms

Live probe verifies the interface responds — not what the tools do, their safety, or their output quality. The call is one read-only tool named by this server's own list (list_/get_/search_, no mutating verb anywhere in the name, no required arguments and none that look like a key, an address or an amount), asked once a day with no arguments. Not asked is not a failure.

Observed record — 91 daily checks since 2026-07-17

98.9%of 91 checks since 2026-07-17 succeeded
Currently responding for 7 days
Succeeded
90
Failed
1
Their error
1
Unattributed
0

State changed on 2026-10-08 (responding → failing), 2026-10-09 (failing → responding).

This is the share of our daily checks that succeeded — not an availability guarantee. A check can fail because the host was down, because our runner timed out, or because the network in between dropped it, and only the first of those is a fact about this project. Failures are split by what we can attribute; anything we cannot attribute is counted, not hidden. 46 of these checks predate 2026-09-01, when the probe counted a bot-block (HTTP 403) as a failure and recorded no reason for any failure. Every one of them passed, so the rate covers them too.

Last 30 days — to 2026-10-15, one point per UTC day

Share of OUR checks that succeeded
100%
7-day rolling; unattributable days are gaps · 30/30 days
Tools listed
44
from the server's own tools/list · 29/30 days
Sato Score
73
as snapshotted that day · 29/30 days

A gap is a day we have no attributable observation — never a zero. Thirty points is the whole shape the free layer carries; the daily rows behind it stay in the snapshot series.

Tool inventory history — 44 now, peak 52, since 2026-07-19

  • 2026-10-12 42 → 44 +2 (explain_payram_security, payram_troubleshoot)
  • 2026-10-09 52 → 42 +3 (payram_ops_playbook, payram_runbook, payram_setup_plan) −13 (assess_payram_project, check_node_sync, check_payment_readiness, create_payment_link…)
  • 2026-07-26 51 → 52 +1 (generate_topup_integration_snippet)

Recorded from our own daily tools/list handshake. A shrinking toolset is a real signal for an agent choosing a server; a gap in the series means the probe did not succeed that day, not that the tools disappeared.

Details

Chains
Multichain
Agent types
MCP Server, Payments
Open source
Partial
Deploys as
Hosted API, Self-hosted (Docker/VPS)
Works with
OpenClaw, Hermes, Claude, Cursor, GitHub Copilot
Last checked
2026-10-15

Marketplace Signals

No marketplace signals recorded for this resource yet.

Verification status reflects evidence reviewed by Sato Hub. Self-reported claims are never presented as verified.

#payments#self-hosted#crypto-payments#mcp

Where PayRam MCP fits

Related concepts: How Agents Use Wallets, What Are Onchain Agents?

See something inaccurate or outdated?Submit a correction →

Listing History

Recorded changes to PayRam MCP's listing — status, verification, Sato Score, and recent releases. Full history is kept in the listing record.

  1. Oct 9, 2026
    Sato Score tier: Medium → High
    Score 52 → 73.
  2. Oct 9, 2026
    Active again — shipped after a quiet spell
  3. Oct 8, 2026
    Sato Score tier: High → Medium
    Score 74 → 52.
  4. Jul 20, 2026
    Edited: mcp endpoint url
  5. Jul 20, 2026
    Edited: deploy spec
  6. Jul 19, 2026
    Edited: mcp endpoint url
  7. Jul 19, 2026
    Sato Score tier: Medium → High
    Score 50 → 70.
  8. Jul 18, 2026
    Sato Hub began tracking this listing
  9. Jul 14, 2026
    Auto-enriched: deployment options, supported integrations
  10. Jul 14, 2026
    Listed on Sato Hub

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Appears in

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Reference

QuestionsShowHide

Questions people ask about PayRam MCP

Is PayRam MCP open source?
Partly. Some of PayRam MCP is published as source (https://github.com/PayRam/payram-mcp) and some is not. Checked as of 2026-10-15.
Which chains does PayRam MCP support?
PayRam MCP lists support for Multichain as of 2026-10-15.
Is PayRam MCP still maintained?
The most recent code activity Sato Hub observed was on 2026-10-08 (last commit 2026-10-08, last release 2026-02-17), which Sato Hub labels "Active". Posts on X are not counted as maintenance. Activity is a recency signal, not a quality judgment.
How do I install or run PayRam MCP?
Node.js 18+. Install: yarn install. Entry: yarn dev (exposes HTTP + SSE on http://localhost:3333/mcp and /mcp/sse); yarn build for production. This is taken from the project's own documentation and has not been reproduced by Sato Hub. It runs as an MCP server (hosted: https://mcp.payram.com/mcp; local: http://localhost:3333/mcp).
Is PayRam MCP verified on Sato Hub?
Sato Hub holds one earned check for PayRam MCP: Live endpoint probed — we called the hosted MCP endpoint and it answered with its real tool inventory (proves the interface works, not runtime safety). Its Sato Score is 73 of 100, a measure of how open, active and verifiable the project is, not a safety, quality or returns grade.
Cite this pageShowHide

Cite this page

Sato Hub. "PayRam MCP — Sato Hub." Sato Hub, updated 2026-10-15, accessed 2026-10-15. https://satohub.ai/resources/payram-mcp

Data last refreshed 2026-10-15; this page is rebuilt daily. Citations carry the date so a reader can tell which snapshot a claim came from. Catalog data is licensed CC-BY-4.0.

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